Derrick

hbfi increases loan approvals 2025

HBFI Increases Loan Approvals in 2025 – How the Irish State Can Do So Much More to Increase Supply and Fix the Housing Crisis.

Key Takeaways Main Point Why It Matters HBFI increased loan approvals in 2025 Positive progress, but still limited in scale SME builders still find it hard to get capital They are crucial to increasing housing supply €200m extra funding is insufficient It does not change housing supply behaviour at the national level The Apple tax […]

HBFI Increases Loan Approvals in 2025 – How the Irish State Can Do So Much More to Increase Supply and Fix the Housing Crisis. Read More »

pets and rentals ireland

When Pets Become a Rental Problem, the System Is Broken – Why Supply, Not Regulation Is the Solution.

Key Takeaways Issue What It Reveals Renters with pets face extreme housing discrimination Severe housing scarcity, not tenant behaviour “No pets” clauses dominate the rental market Power imbalance caused by undersupply of homes Regulating landlords won’t fix the issue Lack of Supply is the real problem State-supported housing can lead by example The State can

When Pets Become a Rental Problem, the System Is Broken – Why Supply, Not Regulation Is the Solution. Read More »

house sales down 8 % 2025

Number of Homes Sold in 2025 down by 8% While Prices Rise – Why Direct State Building Is Necessary & How the Apple Fund Can Help.

KEY TAKEAWAYS WHAT IT MEANS Home sales fell by 8% in 2025 Fewer people can buy, not because demand has gone down, but just because prices are too damn high Prices rose 5% in 2025 Confirms a structural housing shortage, rather than a cooling market Private supply alone cannot fix this Developers respond to profit,

Number of Homes Sold in 2025 down by 8% While Prices Rise – Why Direct State Building Is Necessary & How the Apple Fund Can Help. Read More »

construction apprenticeship time to be reduced by one year

Government Looking to Reduce Apprenticeships By 1 Year to Fix Labour Shortages – What Are the Possible Implications?

In January 2026, the Minister for Further and Higher Education, James Lawless, signalled that he is exploring ways to reduce some construction apprenticeships from 4 to 3 years. Irish Times. The proposal outlined by the minister has been referred to Solas and Quality and Qualifications Ireland (QQI) to examine whether parts of training programmes can

Government Looking to Reduce Apprenticeships By 1 Year to Fix Labour Shortages – What Are the Possible Implications? Read More »

homely ireland rent now buy later

Homely Ireland & Rent-to-Own Housing – Who Benefits, Who Doesn’t, and What It Really Says About Housing Policy.

Ireland’s housing crisis has produced a growing number of alternative pathways to homeownership. One of the most talked-about in recent months is the Rent-to-Own (or Rent-Now, Buy-Later) model, recently popularised by private platforms such as Homely. The idea is rather simple – instead of renting indefinitely while saving and waiting for mortgage approval, households rent

Homely Ireland & Rent-to-Own Housing – Who Benefits, Who Doesn’t, and What It Really Says About Housing Policy. Read More »

cairn 4000 apartments

Cairn Enjoys Apartment Building Boom – Why Small Builders Matter Too.

Key Takeaways Item What’s Happening Why It Matters Apartment construction is rising Large developers can deliver thousands of urban apartments now Momentum is real, but uneven Market power is concentrated A few PLC developers dominate delivery Fragile system, low resilience SME builders are still locked out Finance and planning barriers persist Rural and small-town shortages

Cairn Enjoys Apartment Building Boom – Why Small Builders Matter Too. Read More »

housing starts ireland

Housing Starts Are ‘Rising’ in Early 2026 – But Does That Mean Ireland’s Housing Crisis Is Being Solved?

Recent headlines from the Irish Times have pointed to a sharp increase in housing starts in Ireland, with Government figures showing that housing commencements doubled towards the end of 2025 (Irish Times) On the surface, this sounds a lot like progress. Given that many readers are likely to look only at headlines (I’m guilty too),

Housing Starts Are ‘Rising’ in Early 2026 – But Does That Mean Ireland’s Housing Crisis Is Being Solved? Read More »

ardstone 1m apartment social housing

Ardstone Quotes Dublin Social Housing Apartment at €1m – Why Government Has to Build Social Homes Directly.

Last week, Sandford Living Ltd (a subsidiary of Ardstone), proposed selling a 3-bed apartment to Dublin City Council for €1.03 million as part of a social housing obligation in Dublin 6. Breaking News. While the headline alone may stir up strong negative emotions (it certainly did for me), we need to understand the broader issue

Ardstone Quotes Dublin Social Housing Apartment at €1m – Why Government Has to Build Social Homes Directly. Read More »